Business Insurance · Houston, TX
Ver en españolBusiness Insurance for Houston's Small Businesses
One independent agency for your liability, vehicles, employees, and property, with bilingual agents who explain it all clearly.
- 30+ carriers compared
- Same-day certificates
- Se habla español
- Walk-ins welcome
Running a small business in Houston means managing a lot of risk. The right insurance protects what you've built, and many clients, landlords, and contracts require it before they'll work with you.
Reyna's Insurance Services has been family-owned for 15+ years, with 50+ years of combined agent experience. We compare 30+ carriers to build the coverage your business actually needs, nothing more, nothing less.
Business coverage we offer
General liability
Protection from injury and property damage claims caused by your business.
Commercial auto & truck
Coverage for the vehicles and trucks your business depends on.
Workers' compensation
Covers employees hurt on the job and helps you meet contract requirements.
Business owner's policy (BOP)
Combines liability and property coverage in one policy, often at a better price.
Commercial property
Protects your building, inventory, and equipment.
Certificates of insurance
Same-day COIs for contracts, landlords, and clients.
Businesses we insure
- Contractors & trades
- Trucking & delivery
- Restaurants & food trucks
- Retail stores
- Cleaning companies
- Salons & barbershops
- Landscaping companies
- Auto shops
Why Houston businesses choose Reyna's
Independent agency
We're not tied to one insurer. We compare 30+ carriers for you.
Bilingual agents
Every agent speaks English and Spanish, so nothing gets lost.
Same-day COIs
Our clients get certificates of insurance fast, so jobs don't wait.
Experience you can trust
Family-owned for 15+ years, with 50+ years of combined agent experience.
Frequently asked questions
What insurance does a small business in Texas need?+
Most small businesses start with general liability. If you use vehicles for work, you need commercial auto. If you have employees, workers' comp is strongly recommended and often required by contracts. We'll walk you through it.
Why use an independent agency?+
We're not tied to one insurance company. We compare 30+ carriers for you, so you get options, and we stay your agent even if you switch carriers later.
Can I come into the office?+
Yes! Walk-ins are welcome Monday through Friday, 10 AM to 7 PM, at 4920 Irvington Blvd, Suite A, Houston, TX 77009.
Do you speak Spanish?+
Yes. Every agent at Reyna's is bilingual in English and Spanish.
Get your free quote
Tell us about your business and a bilingual agent will contact you, usually the same business day.