Certificates of Insurance · Houston, TX
Ver en españolNeed a Certificate of Insurance? We Issue Them Same Day.
Proof of coverage for your general contractor, landlord, client, or event, without waiting days for a call back.
- 30+ carriers compared
- Same-day certificates
- Se habla español
- Walk-ins welcome
A certificate of insurance (COI) is a one-page document that proves your business has insurance. General contractors, property managers, commercial clients, and event organizers ask for one before you can start work.
For our clients, Reyna's Insurance Services issues certificates of insurance the same day in most cases, including additional insured and waiver of subrogation requests. Don't have coverage yet? We can quote general liability and get you insured first.
What we can include on your COI
General liability
Shows your liability limits: per occurrence and aggregate.
Commercial auto
Shows coverage for the vehicles you use for the job.
Workers' compensation
Shows workers' comp coverage when your contract requires it.
Additional insured
Names the GC, landlord, or client as additional insured when your policy allows it.
Waiver of subrogation
Added when a contract requires it and your policy supports it.
Certificate holder
Issued directly to the company or person who requested it.
Who asks for a COI
- General contractors
- Property managers & landlords
- HOAs & apartment complexes
- Event venues & festivals
- Commissaries (food trucks)
- Commercial clients
- Government & city projects
- Shopping centers
Why Houston businesses choose Reyna's
Independent agency
We're not tied to one insurer. We compare 30+ carriers for you.
Bilingual agents
Every agent speaks English and Spanish, so nothing gets lost.
Same-day COIs
Our clients get certificates of insurance fast, so jobs don't wait.
Experience you can trust
Family-owned for 15+ years, with 50+ years of combined agent experience.
Frequently asked questions
How much does a certificate of insurance cost?+
For our clients, certificates of insurance are part of the service. You just need an active policy with the coverage the requester is asking for.
What if I don't have insurance yet?+
We'll quote general liability (and anything else your contract needs) first. Once the policy is active, we can issue your certificate.
What information do you need to issue a COI?+
The certificate holder's name and address, any additional insured or waiver wording from your contract, and the coverage limits they require. Just forward us the request.
Can you send it directly to my general contractor?+
Yes. We can email the COI to you and to the certificate holder at the same time.
Get your free quote
Tell us about your business and a bilingual agent will contact you, usually the same business day.