Commercial Truck Insurance · Houston, TX
Ver en españolCommercial Truck Insurance for Houston Owner-Operators & Small Fleets
Your truck is your business. We compare 30+ carriers to protect it, and explain everything in English or Spanish.
- 30+ carriers compared
- Same-day certificates
- Se habla español
- Walk-ins welcome
Whether you run one dump truck or a small fleet of box trucks, the right commercial auto policy keeps you legal, keeps you working, and protects you when something goes wrong on the road.
Reyna's Insurance Services has helped Houston truckers for years. We compare coverage across 30+ carriers and coordinate the insurance paperwork your registration or contracts require.
Coverage for trucks & work vehicles
Primary liability
Covers injuries and damage you cause to others on the road, the core coverage every truck needs.
Physical damage
Collision and comprehensive coverage to repair or replace your truck.
Motor truck cargo
Covers the freight or materials you haul for customers.
Non-trucking liability
Coverage for owner-operators driving off-dispatch, when required by the carrier you lease to.
Commercial auto
Pickups, vans, and work trucks used for your business, including trailers.
General liability
For trucking businesses that also need coverage for operations off the road.
Trucks & businesses we insure
- Owner-operators
- Dump trucks
- Box trucks & delivery
- Flatbeds & hotshots
- Tow trucks
- Small fleets
- Contractor work trucks
- Food trucks & trailers
Why Houston businesses choose Reyna's
Independent agency
We're not tied to one insurer. We compare 30+ carriers for you.
Bilingual agents
Every agent speaks English and Spanish, so nothing gets lost.
Same-day COIs
Our clients get certificates of insurance fast, so jobs don't wait.
Experience you can trust
Family-owned for 15+ years, with 50+ years of combined agent experience.
Frequently asked questions
What affects the price of commercial truck insurance?+
Your type of truck, what you haul, how far you drive, your driving record, years in business, and the limits you need. Comparing several carriers matters a lot in trucking, and that's what we do for you.
Can I use my personal auto policy for my work truck?+
Usually not. Personal policies often exclude business use, so a claim during work could be denied. A commercial auto policy is built for vehicles used in your business.
Do you help new trucking businesses?+
Yes. New ventures can be harder to place, which is exactly when an independent agency that shops multiple carriers helps the most.
¿Hablan español?+
¡Sí! Todos nuestros agentes son bilingües. Le explicamos su aseguranza de troca comercial en español, sin enredos.
Get your free quote
Tell us about your business and a bilingual agent will contact you, usually the same business day.